What exactly are you entitled to when it comes to workers compensation? Under the state of Minnesota workers compensation laws, any injured worker is entitled to the following medical benefits:
- Reasonable medical care
- Hospital services
- Your choice of doctor in most instances
- Physical therapy
- Chiropractic
- Medication and pain relief
- Crutches
- Eye glasses
- Artificial limbs
- Wheelchairs
- Other appliance that can help relieve the effects of a work injury
One problem with Minnesota workers compensation is that workers are not always given the proper compensation for all of these medical needs. While on workers compensation, you may notice that you are paying a lot of the bills yourself.
Furthermore, there will be additional expenses incurred that are not originally covered by the insurance company. You can still claim these back through out of pocket reimbursements. Here are some tips to make this process as smooth as possible
- Keep all your receipts for any out of pocket expenses such as prescriptions. Store all receipts in a file and make copies just in case they fade
- Keep track of all mileage used going to medical appointments
- Double check that the doctor and the insurance company are corresponding and that the paperwork is being sent to the insurer
- Provide your employer with regular updates about your progress, your medical treatments and your restrictions at work.
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